Which Documents Should You Gather When Filing IRS Taxes For Somebody Who Passed Away?

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You’ve taken on the complicated and emotionally overwhelming task of completing an IRS tax return on behalf of a loved one who recently died. The paperwork may seem difficult or time-consuming, but that’s only the beginning. This will need to be supported by several documents, similar to those you might include with your own tax return.

The only problem? You have no idea which documents are required for this specific return — or where to find them. Keep reading for insight into this dreaded aspect of filing tax returns on behalf of deceased individuals.

Taxes from Previous Years

Although not always necessary, previous tax filings provide valuable insight to guide the process of completing a final return. Also, depending on when the person died, multiple years’ worth of tax returns may need to be filed after his or her death.

Relevant 1099 Forms

If the decedent earned income from interest and dividends during his or her final year of life, the ensuing tax return should be accompanied by any 1099 forms that relate to this type of income. These forms will note the amount earned prior to death.

Separate 1099 forms may be used to highlight any earnings from interest and dividends that occurred after the decedent passed away. If taxes are required for these earnings, they can be paid by the estate.

Other Documents

Many of the other documents gathered prior to filing a final tax return will resemble those typically used during tax season. A lot will depend on the type of income and deductions. Examples could include:

  • Mortgage interest statements
  • Property tax records
  • Records of charitable donations
  • Form 1095-A for health care enrollment
  • Forms 1098-T from academic institutions
  • Form 1098-E to reflect student loan interest payments
  • Forms highlighting HSA and IRA contributions

If you need return information, consider filing Form 4506-T with the IRS.

There’s no need to deal with the hassle of filing (or finding documents for) a decedent’s tax return on your own. Don’t hesitate to seek help from the Highland Tax Group. Contact us today to learn more about our compassionate, detail-oriented tax services.